Tag: insurance

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In Sewer Ants

First things first. I love my dog. He is wonderful company, very playful and more than a little crazy. He doesn’t necessarily do as he is told but he fits in well to my family.

The renewal notice for his insurance came through about a week ago and the yearly premium has changed from GBP 400 to GBP 640. This was apparently due to increasing vet’s costs and his age being more of a concern. The whole reason I got the dog insured was to save on vet’s bills. Also, he’s only six years old and so has some way to go before he takes his final walk. A GBP 20 a month increase, or more than 50% increase, seems a little high.

I went to a price comparison website to see what other offers I could get and there were companies willing to insure him for last year’s rates but they would not cover pre-existing conditions.  Unfortunately for us, George has had a few fits over the couple of years and should this become more of a problem than it is currently then a new insurer would not cover that cost. Bugger.

I phoned my current company and they said they could reduce the level of cover to a lower premium which sounded nice, but it would be the same as taking out new insurance and so pre-existing problems would, again, not be covered. Double Bugger.

It would appear that I am stuck with these ludicrous price increases for the insurance for my dog. It would, in all honesty, be cheaper to buy a new dog each year than pay my new premiums!

Apologies to Terry Pratchet for the title of this communication.

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PS3 Insurance no more

The other day I got a letter from Domestic and General who are the people who underwrite my PS3 insurance. My payments are to increase from £4.99 to £7.99! That’s a 75% increase! Now even given the ironic situation of times past I have phoned D&G and cancelled my policy. Somehow £60 a year seemed ok but nearly £96 is ridiculous. I’ve also cancelled my Sky+HD insurance as I’ve just had a new box.
Now, if the PS3 dies I’ll buy another. They are cheap enough. Then I’ll do my best to fix my classic 60 Gb model. It’s lovely! Lots of USB ports, PS2 backwards compatibility (suck on that you later model users), multimedia card slots and SACD playback because, yes, I bought some of those!
Now I just need to remember to back up my game saves regularly.

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PS3

This is probably the definition of irony.
Decided to cancel my Continuous Play PS3 insurance policy. Although it was only £5 a month I had been paying it for a few years and could have bought another PS3 with that amount of money in that time. The issue is that I have a 60Gb Fat PS3 and the specification is so good I don’t want to lose it. I bought a few SACDs when they were released and the PS3 is the only thing that will play them since I upgraded my amplifier. So, 11am I phoned the insurance company and cancelled my policy with them.
I started playing on the PS3 and actually had it doing some GT5 B-Spec races while I was watching TV. Later on while my baby son was sleeping I thought I would have a go at a Japanese GT race at the Nurburgring  Grand Prix circuit. I was doing really well and catching first place at about 3 seconds a lap with 2 laps to go and a gap of 4 seconds. This was going to be a fun last lap.
BLANK. The TV picture died, I could hear the HDD and fan of the PS3 running down and playing the sounds of death. Suddenly there’s a red light flashing on the PS3. I google, as is the modern way, and it turns out to be bad.  OK, no panic. Surely everything will be ok.
Phoned the insurance company: Yes, my cover is still valid and yes they will stop my cancellation order.
Phoned PlayStation support: Yes, you are covered and we’ll send a reconditioned unit to you tomorrow.
Result: I am now playing GT5 (managed to get the save file) and loving it still. Won the GT race and now, as I type the PS3 is racing a B-Spec race for me but rather badly.
Hopefully, that is the end of the story.

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