First things first. I love my dog. He is wonderful company, very playful and more than a little crazy. He doesn’t necessarily do as he is told but he fits in well to my family.
The renewal notice for his insurance came through about a week ago and the yearly premium has changed from GBP 400 to GBP 640. This was apparently due to increasing vet’s costs and his age being more of a concern. The whole reason I got the dog insured was to save on vet’s bills. Also, he’s only six years old and so has some way to go before he takes his final walk. A GBP 20 a month increase, or more than 50% increase, seems a little high.
I went to a price comparison website to see what other offers I could get and there were companies willing to insure him for last year’s rates but they would not cover pre-existing conditions. Unfortunately for us, George has had a few fits over the couple of years and should this become more of a problem than it is currently then a new insurer would not cover that cost. Bugger.
I phoned my current company and they said they could reduce the level of cover to a lower premium which sounded nice, but it would be the same as taking out new insurance and so pre-existing problems would, again, not be covered. Double Bugger.
It would appear that I am stuck with these ludicrous price increases for the insurance for my dog. It would, in all honesty, be cheaper to buy a new dog each year than pay my new premiums!
Apologies to Terry Pratchet for the title of this communication.